Finance7 min read
The hidden cost of USD → EUR conversion for European freelancers
You billed $5,000 and €4,350 hit your bank. Where did the missing €300 go — and more importantly, how do you stop losing it?
Lena HoffmannApr 14, 2026
Now in public beta
Get paid, in any currency, without the friction.
Invoicing built for freelancers who work across borders. Send in USD, get paid in EUR, reconcile in your home currency — automatically.
Used by 3,200+ freelancers across 47 countries
NorthwindAcme LabsHeliosQuorumAtlas Studio
Live preview
app.invofyx.com/invoices/new
Invoice
INV-2026-0041
Bill to
Stripe, Inc.
510 Townsend St
San Francisco, CA 94103
Due
Net 14
May 08, 2026
UX Design Sprint — Week 3 of 4
40h @ $105/hr
$4,200.00
USDEUR
@ 0.93
Total due
USD$4,200.00
Trusted by freelancers billing clients at
NorthwindAcme LabsH e l i o sQuorumFieldworkAtlas Studio
Built for cross-border work
Everything you need. Nothing you don’t.
No accounting-software bloat. No 12-module onboarding. Just the pieces that actually break when you invoice across borders.
01
Multi-currency by default
150 currencies, FX from Stripe's live rates, no manual conversion.
150
02
EU VAT handled correctly
Per-country rates, reverse-charge detection, tax summaries ready for your accountant.
DE19%
FR20%
IE23%
NL21%
03
Payment links embedded
Clients pay via Stripe Checkout directly from the invoice email.
Pay invoice INV-0041
checkout.stripe.com · secure
04
Smart reminders
Configurable cadence, three tone presets: polite / firm / final notice.
Day 0
Polite
Day 7
Polite
Day 14
Firm
Day 21
Final
05
Accountant-ready exports
One-click CSV per quarter, Xero and QuickBooks compatible formats.
Q1-2026-export.csv
XeroQuickBooks
06
Offline-safe PDFs
Clients without Stripe get a proper PDF with wire instructions and a receipt workflow.
INV-0041.pdf
Includes SWIFT + IBAN
How it works
From zero to paid in 3 steps.
You can send your first invoice before finishing this sentence. Seriously — we timed it.
01
Connect
Link Stripe in 30 seconds, or skip and use PDF-only mode.
Stripe connected
acct_1N•••Q8 · live
02
Create
Build the invoice, pick the currency, add line items; templates remember your last client.
UX Sprint W4€3,906.00
EUR · Net 14
03
Collect
Send via email, track opens, get paid, reconcile — all inside Invofyx.
Sent—
Opened2x
Paid€3,906
What freelancers say
Real quotes. Real invoices.
“I used to lose 3 hours a month reconciling USD payments into my Romanian lei accounting. Now it's done the moment the money lands.”
Andrei Popescu
UX Designer — Bucharest, Romania
“My clients are spread across four countries. Before Invofyx, every invoice was a spreadsheet rebuild. Now it's one button.”
Priya Sharma
Fractional CMO — Bangalore, India
“The VAT handling alone saved me from a very uncomfortable email from HMRC last quarter.”
James O'Connor
Dev Consultant — Manchester, UK
Pricing
Simple pricing. No FX surprises.
Pick a plan that matches your invoice volume. Upgrade, downgrade, or cancel at any time.
MonthlyAnnual −20%
Free
$0/mo
Everything you need to send your first cross-border invoice.
- Up to 3 clients
- 10 invoices / month
- Multi-currency display
- Invofyx branding on PDFs
- Email support
Most popular
Pro
$9.58/mobilled $115/yr
For full-time freelancers running the business solo.
- Unlimited clients
- Unlimited invoices
- Remove Invofyx branding
- Custom invoice domain
- Payment reminders (polite / firm / final)
- Quarterly CSV exports
Studio
$23.17/mobilled $278/yr
For small studios billing international rosters.
- Everything in Pro
- Up to 3 team seats
- White-label PDFs
- Priority support (12h SLA)
- API access
- Dedicated onboarding call
USD · EUR · GBP · INR · PHP · +145 moreStripe-level PCI complianceGDPR-ready · EU data residency
FAQ
Questions, answered.
Honest answers — including the things we don’t do yet. Still stuck? Our team replies within 12 hours on weekdays.
Writing
From the blog.
Tax9 min read
Reverse-charge VAT for EU freelancers: a practical guide
If you invoice EU business clients, you probably should not be charging VAT. Here's how reverse-charge actually works, and the three mistakes that trigger tax audits.
Thomas WeberApr 8, 2026
Business6 min read
How to price internationally without undercharging yourself
Freelancers in India, the Philippines, and Eastern Europe routinely charge 40–60% less than US and UK peers for the same work. There's no good reason to.
Priya SharmaApr 1, 2026
Invofyx
Stop losing money to currency friction.
Set up your first invoice in under 60 seconds. Free forever on the starter plan.